About Me

How it all happens in practice: ​ Case Study: *Private Lending* ​ 1. First step is finding a property that meets our investment criteria. 2. My team conducts thorough due diligence and analysis of potential expenses, location, economy, crime, market rates, population growth, etc to determine the best use of the property (long term rental, short term rental, coliving, etc) that meets our investment goals.  3. The project will then be presented to you as a potential lender, and you decide if it fits your investment criteria and want to lend for this specific property. 4. For your protection, We sign a Promissory Note, detailing all terms (how the project will be managed, amount borrowed, interest/penalties, payoff, and communication.  You take the second position in the deed of trust/mortgage behind the underlying subject to or seller finance note.  Your second position lien is officially recorded through a title company along with the Promissory Note.  These legal documents ensure your right to the property in case of default.  5. All funds are transferred directly to a Title Company or Closing Attorney (based on the State). You will never send money directly to me. Our experienced transaction coordinator will manage the paperwork and transaction and stay in timely communication with you throughout the process.  7. We usually hire a third-party servicing company to ensure all payments are made on time. 8. At the end of the agreed term, you receive a payoff check and the remaining amount of your investment is returned. Most of our lenders are so satisfied they ask to roll the funds back into another deal or extend for another term into the same deal. This can also be discussed. ​​ ​ Case Study: *Private Money Partner (equity partnership)* ​​ The process is similar but slightly different than being a private lender. ​ 1. The first step is finding a property that meets our investment criteria. 2. My team conducts thorough due diligence and analysis of potential expenses, location, economy, crime, market rates, population growth, etc to determine the best use of the property (long term rental, short term rental, coliving, etc) that meets our investment goals.  3. The project will then be presented to you as a potential equity partner, and you decide if it fits your investment criteria and want to partner on this specific property. 4. We formed a new LLC that we own together. This LLC takes the title of the property. Equity in the LLC reflects equity ownership in the property.  5. We sign an Operating Agreement detailing profit sharing, management, reporting, account access, roles, and responsibilities. 6. I manage the business and provide regular updates as per our operating agreement. 7. All funds for purchase are transferred directly to a Title Company or Closing Attorney (based on the State). Our experienced transaction coordinator will manage the paperwork and transaction and stay in timely communication with you throughout the closing process.  8. We usually hire a third-party servicing company to ensure all payments are made on time. 9. We execute the business plan for this property after closing and taking ownership. 10. Profits and expenses are disbursed as agreed upon from LLC’s bank account we will both have access to. 11. We own the LLC (property) as long as it benefits all parties. Dissolution of LLC is outlined in operating agreement. ​ ​ ​